Cowes is the main township on Phillip Island in the Gippsland region of Victoria, Australia. It is less than 2 hours drive from Melbourne and can also be reached by ferry from Stony Point on the Mornington Peninsula. Cowes is located on the northern side of Phillip Island and faces towards French Island and the Mornington Peninsula. In recent years Cowes has seen a rapid expansion in its size. Many estates and apartments have been built in and around the town on what was previously rural farmland. An estimated 70% of houses are owned by absentee owners, most of whom live in and around Melbourne.

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